PAN Logo
Payments Association of Namibia Logo
PAYMENTS ASSOCIATION OF NAMIBIA

Safe, Seamless, Efficient Payments.

Established under the Payment System Management Act, 2023, PAN connects industry players, sets technical standards, and drives digital innovation to secure a safe and interoperable national payment system that fuels Namibia's economic growth.

COORDINATING BODIES

PAN Active Forums

Card Forum

Establishing, maintaining, and enhancing operational rules and standards for card and ATM payment clearing in Namibia.

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Cross-Border Forum

Focusing on cross-border payment operations, regional integration, and payment system interoperability.

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Electronic Fund Transfer (EFT) Forum

Supporting the effective clearing and settlement of EFT payment instructions with modern operational standards.

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Financial Institutions Fraud & Security Committee (FIFSC)

Collaborative forum dedicated to combating fraud, enhancing cybersecurity, and securing the national financial infrastructure.

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Immediate Settlement (IS) Forum

Industry coordination platform established to facilitate discussions, cooperation, and decision-making on real-time settlement operations.

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Instant Payment Solutions (IPS) Forum

Promoting collaboration to support the development of a secure, efficient, and interoperable instant payments ecosystem in Namibia.

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Open Banking Forum

Facilitating collaboration and strategic decision-making on secure data sharing and financial innovation.

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PAN Stakeholder Forum (PSF)

Dynamic industry roundtable bringing together regulators, merchants, schemes, and financial providers to shape payments policy.

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Years System Governance

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PAN Members

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Active Strategic Forums

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National Interoperability (%)

MEET THE PAN TEAM

Meet the PAN Team

Mr. Mbapeua Kauuova

Mr. Mbapeua Kauuova

Acting Chief Executive Officer & Manager: Project and Transformation
Mrs. Vistorina Naanda

Mrs. Vistorina Naanda

PA to CEO and Office Administrator
Mrs. Maria Samahina

Mrs. Maria Samahina

Manager: Risk and Compliance
Mr. Shaun Gaeseb

Mr. Shaun Gaeseb

Business and Research Analyst
Mrs. Lydia Iiyambo

Mrs. Lydia Iiyambo

HR Business Partner
Mrs. Sanette Sheetekela

Mrs. Sanette Sheetekela

Business and Research Analyst
Ms. Hilya Hakaye

Ms. Hilya Hakaye

Communications and Meeting Coordinator
Ms. Phrezia Sinalumbu

Ms. Phrezia Sinalumbu

Communications and Meeting Coordinator
Mrs. Loide Amweero

Mrs. Loide Amweero

Finance Officer
Mrs. Sarafina Nelenge

Mrs. Sarafina Nelenge

Utility Officer
Ms. Ester Ashilugu

Ms. Ester Ashilugu

Business and Research Analyst
Mr. Mbapeua Kauuova

Mr. Mbapeua Kauuova

Acting Chief Executive Officer & Manager: Project and Transformation
Mrs. Vistorina Naanda

Mrs. Vistorina Naanda

PA to CEO and Office Administrator
Mrs. Maria Samahina

Mrs. Maria Samahina

Manager: Risk and Compliance
Mr. Shaun Gaeseb

Mr. Shaun Gaeseb

Business and Research Analyst
Mrs. Lydia Iiyambo

Mrs. Lydia Iiyambo

HR Business Partner
Mrs. Sanette Sheetekela

Mrs. Sanette Sheetekela

Business and Research Analyst
Ms. Hilya Hakaye

Ms. Hilya Hakaye

Communications and Meeting Coordinator
Ms. Phrezia Sinalumbu

Ms. Phrezia Sinalumbu

Communications and Meeting Coordinator
Mrs. Loide Amweero

Mrs. Loide Amweero

Finance Officer
Mrs. Sarafina Nelenge

Mrs. Sarafina Nelenge

Utility Officer
Ms. Ester Ashilugu

Ms. Ester Ashilugu

Business and Research Analyst
FRAUD AWARENESS

Latest Security Guidelines

Combating Phishing and Identity Spoofing in Digital Banking
By Mrs. Maria Samahina • Jun 03, 2026

Combating Phishing and Identity Spoofing in Digital Banking

As digital transactions surge in Namibia, phishing and identity fraud remain critical threat vectors. Learn how to identify and prevent corporate banking scams.

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Protecting Your Enterprise from Fraudulent Proof of Payment Scams
By Mr. Mbapeua Kauuova • Jun 01, 2026

Protecting Your Enterprise from Fraudulent Proof of Payment Scams

Merchants and SME owners face an increasing risk of fake transaction receipts. Follow these best practices to verify settlements before releasing high-value goods.

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ATM Safety Guidelines: Safeguarding Physical Cash Transactions
By Mr. Shaun Gaeseb • May 29, 2026

ATM Safety Guidelines: Safeguarding Physical Cash Transactions

ATM skimming, shoulder surfing, and cash trapping remain key physical fraud risks. Learn standard safety practices designed by PAN and banking participants.

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GET IN TOUCH

Contact the Association

Have questions regarding payment clearing standards, regulatory compliance, or forum participation? Reach out to the PAN Executive Office directly.

Physical Address

4th Floor, Ikon Building, 144 Jan Jonker Avenue, Ausspannplatz, Windhoek

Telephone Desk

+264 61 415 420

Email Inquiries

info@pan.org.na