The PAN Stakeholder Forum is an industry roundtable that brings together the major consumer payments stakeholders. This includes non-bank financial institutions, payment schemes, merchants, consumer groups, and industry groups. The PSF considers the future direction of public policy in payments, focusing on ways to promote innovation and system evolution over the long term while ensuring healthy competition.


PAN stakeholders discuss complex issues such as the following:

  • Product innovation: Developments in product and network innovation both at home and abroad are tracked, and ways are sought 
  • and identified to promote innovation, particularly at the network or system level, and
  • Collaboration to enhance competition: Areas are identified where collaboration among industry stakeholders would help to develop a better platform for effective competition.

   Pieter Swanepoel

   PSF Chairman 2021